Struggling with Late Payments?
Access 80% of your invoice
value within 3 hours
No Security | No stress
How It Works
Fast. Simple. Safe.
Send Your Invoice
Upload a valid invoice from your customer.
Get 80% in 1–3 Hours
We send funds to your bank fast — no Security needed.
On the invoice payment date
Your client pays your invoice on the agreed payment date.
You Get the Final 20%
Minus our transparent fee. No surprises.
How It Works
Fast. Simple. Safe.
Send Your Invoice
Upload a valid invoice from your customer.
Get 80% in 1–3 Hours
We send funds to your bank fast — no collateral needed.
We Collect From Your Client
Your client pays us directly when the invoice is due.
You Get the Final 20%
Minus our transparent fee. No surprises.
Why Choose Growth Finance?
We’re not a bank. We’re better.
No Collateral Required
We don’t need your assets — just your invoice and client credibility.
Same-Day
Payouts
Once approved, get your funds within hours — not days or weeks.
Client-Based Funding
We base funding on your client’s credibility — not your credit score.
What Our Clients Say?
Real businesses. Real impact.
“During the wet winter season, it’s crucial that we have cash in our hands all the time to ensure a constant supply of timber. Growth Finance makes that possible.”
MD, Wellington Pallets
“Growth Finance has been responsive and efficient in meeting our funding needs. Their turnaround times are quick and our business has grown as a result.”
CFO, Green Life Africa Chemicals
“Growth Finance helps us manage our corporate clients’ longer payment terms so we don’t have to inject new capital into our business.”
JCE Enterprises
Do You Qualify for Fast Invoice Financing?
- SA-registered Pty Ltd or CC
- Turnover above R1 million
- Invoice other SA-based businesses
- Need funding of R100K or more per month
Got Questions?
We’ve answered the most common ones here. For more, visit our full FAQ page.
How long does it take to receive funds?
Once your client confirms the invoice, you can receive funds in 1–3 hours.
Do I need collateral or a perfect credit score?
No. We base our decision on your customer’s creditworthiness, not yours.
Is this a loan? Will it affect my balance sheet?
Nope! This is invoice discounting — not a loan. There’s no debt recorded.
Can I use Growth Finance occasionally?
Yes. There are no monthly minimums. Only use us when you need to.
Let’s Talk
Talk to Gareth and the team about how we can help your business. Call, message, or use the form — we’ll get back fast.
- Phone:
- Hours: Mon–Fri, 8:00–17:00