Who We Are
Growth Finance is built on one fundamental principle:
The best person to understand an entrepreneur is another entrepreneur.
We know the thrill of landing your first client, the pride of building a team, and the responsibility that comes with providing for your family — because it’s our story too.
Our one-on-one, human-first approach — both online and offline — means we’re able to craft funding solutions built around your reality as a business owner. We believe in people-powered businesses. And the people who own them.
Meet the Founder
“We provide hope and empower entrepreneurs and their families to grow, thrive and impact positively. Our client relationships are built on trust and our team offers a personalised, high quality online and offline experience.”
Gareth’s expertise lies at the intersection of law, business, and belief — belief that the future of South Africa depends on the success of small business owners and their families.
With an LLB and an MBA in finance and entrepreneurship, and a background working with top firms, Gareth launched Growth Finance in 2017 with a mission to back South Africa’s most determined entrepreneurs.
Gareth is a father, provider, partner, and friend. His lived experience drives a company culture that’s grounded, human, and built for business owners like you.
What Our Clients Say
Real businesses. Real impact.
“During the wet winter season, it’s crucial that we have cash in our hands all the time to ensure a constant supply of timber. Growth Finance makes that possible.”
MD, Wellington Pallets
“Growth Finance has been responsive and efficient in meeting our funding needs. Their turnaround times are quick and our business has grown as a result.”
CFO, Green Life Africa Chemicals
“Growth Finance helps us manage our corporate clients’ longer payment terms so we don’t have to inject new capital into our business.”
JCE Enterprises
Got Questions?
We’ve answered the most common ones here. For more, visit our full FAQ page.
How long does it take to receive funds?
Once your client confirms the invoice, you can receive funds in 1–3 hours.
Do I need collateral or a perfect credit score?
No. We base our decision on your customer’s creditworthiness, not yours.
Is this a loan? Will it affect my balance sheet?
Nope! This is invoice discounting — not a loan. There’s no debt recorded.
Can I use Growth Finance occasionally?
Yes. There are no monthly minimums. Only use us when you need to.
Let’s Talk
Talk to Gareth and the team about how we can help your business. Call, message, or use the form — we’ll get back fast.
- Phone:
- Hours: Mon–Fri, 8:00–17:00